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As projected, the annual net profit of Chinese Future as a subsidiary of Lanxum will not be less than 60 million yuan, 78 million yuan, 101 million yuan and 132 million yuan respectively in the following four years.

As with any craze, there are some who will put their own spin on it.

As the former vice-president of the China Micro-Credit Companies Association, Bai noted that many banks are less capable than microcredit companies in terms of customer acquisition and risk identification when they are dealing with farmers, small enterprises and individually owned businesses. In her view, the government should encourage large and medium-sized commercial banks to collaborate with microcredit companies in promoting financial inclusion.

As the first internet hospital in Shanghai, Shangying Internet Healthcare actively integrated Shanghai's medical and health resources during the early stages of the epidemic.

As the business model and product content evolved, services rather than real items, have also become the new growth point targeted by both physical stores and e-commerce platforms, said Li Dongjin, a marketing professor at Tianjin-based Nankai University.